During the 2016 Christmas break I put some time aside to think about whether my strategy still makes sense given the new risks and opportunities that have recently appeared. My strategy is simple: to grow my net worth at an average rate over a long … [Read more...]
BTL Tax Changes Part I: How Does It Affect You?
BTL Tax Changes Are Here! Jimmy - S via Compfight Tax. A small word, large implications. We all want to pay less of it, or avoid it. But, as my accountant likes to point out: Paying tax is good news, it means you are making a profit and … [Read more...]
How To Make 68.45% Return On Investment On One Deal
We recently did a very quick buy to sell deal, using an unusual strategy: Buying through an estate agent and selling back through an auction. This isn’t an obvious strategy that naturally occurs to most property traders. The property was a 2-bed … [Read more...]
Will an interest rate rise crash the property market?
For today’s blog post I will be looking at some UK related property market data to try to make some sense of what is going on at the moment and to plan intelligently going forward. This is a simplistic summary of a longer analysis that I will be … [Read more...]
Free £3,000 From The Govt – Do you Qualify?
Last week, with little fanfare, a curious scheme called the Help to Buy ISA was announced. It allows people saving for a deposit on a house to get £50 from the government for every £200 they save. Sounds too good to be true? It isn’t (if you … [Read more...]
To Investors Who Want To Quit Work Someday
Most investors are oriented towards how much money they could make from an investment, and pay little attention to risk and how much they could lose. This is especially evident at the present time. Investors are desperate for yield (see my yield pigs … [Read more...]
The best sales manual ever written
Over 80 years ago David Ogilvy, who is widely regarded as the father of modern advertising, began selling Aga cooking stoves door to door. He did such a good job that his boss asked him to write an instruction maual for the other salesman and women … [Read more...]
They Laughed When I Said Yields Were Too Low – But When Rates Went Up…
Watching an HMO sell for a gross yield of 9% at a recent auction got me thinking about “yield pigs”, a term coined by legendary investor Seth Klarman to describe investors who were susceptible to any investment carrying a high rate of return without … [Read more...]
Advice To Investors Who Want To Buy Properties – By An Investor
The possibility of losing your money when making investments is the major risk we face, and the one most investors worry about when deciding whether to do a deal. However there is another major risk that few investors think about… This is the risk … [Read more...]
Thousands now invest who never thought they could
In “To Conquer the Air: The Wright Brothers and the Great Race for Flight”, James Tobin quotes Wilbur Wright “There are two ways of learning how to ride a fractious horse; one is to get on him and learn by actual practice how each motion and trick … [Read more...]